Empowering Lenders with Smart Data
Catego is a data technology company that maximises the value of banking data for your high-level decision-making, risk scoring, fraud prevention and client behavioural analysis. Our cutting-edge technology utilises advanced analytics to enrich raw card transaction and bank transfer data with payment categories, providing a 360-degree view of your customer's spending habits.
Dynamic Scalability
Catego leverages cloud computing services to dynamically adjust data processing capacity and ensure fast response time even during peak loads. Get access to categorised payment data in a matter of seconds.
Reliable Data
We cover an extensive range of payment categories enabling broad application possibilities. We constantly improve service quality by using a mixture of statistical analysis, machine learning and human verification.
Seamless Integration
Our solution can be accessed through a simple cloud based REST API that can be set up in a matter of days. No prior setups or data formatting. Get going as soon as you have incoming bank transaction data.
Intuitive Interface
No development resources? We got you covered - upload your bank statements through our web interface and get an instant overview of categorised transactions online. Onboarding takes as little as one day.
Wide coverage
Accepting bank statements in various formats from wide range of countries. Send us open banking data in open banking format (JSON) as well as statements in PDF format provided by internet banking sites.
Results You Can Trust
95%
Transaction Coverage
99%
Classification Accuracy
100M+
Transactions Analyzed
70+
Payment Categories
<3s
Processing Time
Revolutionize Your Lending Decisions Today
Income Verification
Easily determine various sustainable income sources, such as salary, income from economic activity, pension and other social benefits.
Creditworthiness Assessment
Improve your creditworthiness assessment by adding actual living expense data, such as rent, utilities, groceries, transportation expenses.
Credit Risk Management
Avoid costly mistakes by detecting high-risk spending patterns, such as gambling, crypto trading and debt recovery fees.
