Licensed AISP · Bank of Latvia

Banking Data, Transformed.

We turn raw transaction data into actionable financial intelligence – powering better decisions for banks and fintechs across the Baltics and Europe.

96%
Transaction Coverage
500M+
Transactions Analyzed
80+
Payment Categories
<2s
Processing Time
100+
Bank PDFs supported
16
AIS banks connected
Our Services

Two Powerful Services. One Trusted Partner.

Categorization

Transaction Categorization

Transform messy bank statement data into structured, category-tagged spending intelligence. Built for lenders, risk teams, and financial analysts.

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AIS

Open Banking (AISP)

Licensed Account Information Service Provider under PSD2. Direct bank connections across the Baltics and beyond – compliant, secure, real-time.

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Connected Banks for AIS

All Major Baltic Banks & Leading Neobanks

Swedbank
SEB
Luminor
Citadele
Revolut
BluOr Bank
Paysera
Indexo
Rietumu Banka
Artea bankas
Urbo Bankas
LHV
Coop Pank
Signet Bank
Industra Bank
Wise
Use Cases

Built for High-Stakes Financial Decisions

Income Verification

Identify salary, pension, freelance income, and other sustainable income streams from transaction history.

Creditworthiness Assessment

Add real living expense data – rent, utilities, groceries, transport – to your credit scoring models.

Credit Risk Management

Flag high-risk patterns: gambling activity, crypto trading, debt collection fees.

Fraud Prevention

Behavioral spend analysis helps identify anomalies and protect against financial fraud.

Regulatory Compliance

Licensed, Supervised, Trusted.

Catego is authorised as an Account Information Service Provider (AISP) under EU Directive 2015/2366 (PSD2), supervised by Latvijas Banka – the regulatory authority of Latvia.

PSD2 AISP
License No. 27-55/2026/2
Registration No. 40203507934
Supervised by
Latvijas Banka
Get in Touch

Ready to Unlock Your Banking Data?

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Schedule a free 30-minute demo with our team.

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Address
Ausekļa prospekts 18,
Ogre, Latvia, LV-5001
Complaints

For formal complaints regarding our services:

complaints@catego.app