Banking Data, Transformed.
We turn raw transaction data into actionable financial intelligence – powering better decisions for banks and fintechs across the Baltics and Europe.
Two Powerful Services. One Trusted Partner.
Built for High-Stakes Financial Decisions
Income Verification
Identify salary, pension, freelance income, and other sustainable income streams from transaction history.
Creditworthiness Assessment
Add real living expense data – rent, utilities, groceries, transport – to your credit scoring models.
Credit Risk Management
Flag high-risk patterns: gambling activity, crypto trading, debt collection fees.
Fraud Prevention
Behavioral spend analysis helps identify anomalies and protect against financial fraud.
How teams use Catego
Affordability checks for lenders
Replace uploaded PDF statements with a consented bank connection and categorized transactions.
Read more →Accounting softwareBank feeds for accounting software
Sync company bank transactions into bookkeeping and reconciliation without CSV imports.
Read more →Personal finance appsMulti-bank data for finance apps
Show customers all their accounts and categorized spending in one place.
Read more →Credit risk & scoringTransaction data for credit scoring
Turn statements from any source into consistent categories your scoring model can use.
Read more →Licensed, Supervised, Trusted.
Catego is authorised as an Account Information Service Provider (AISP) under EU Directive 2015/2366 (PSD2), supervised by Latvijas Banka – the regulatory authority of Latvia.
Latvijas Banka
Ready to Unlock Your Banking Data?
Ogre, Latvia, LV-5001
For formal complaints regarding our services:
complaints@catego.app